Builders

There are two types of People in this world — Builders and Janitors.

There are three types of Builders — Constructive, Creative, and Conscientious.

There are three types of Janitors — Lazy, 9-to-5’ers, and Trust Fund Babies.

Those Who Maintain

Lazy is a condition of idleness. For the hard-working men and women, this is a daydream of ours. To kick back and take it easy. Yet, when we do, there is an underlying uneasiness — of wondering, “What’s so great about this?” Imagine a lifetime on the couch with a clicker. No joy there.

9-to-5’ers make it through each of their days, doing what is asked of them — and, no more. They work for a paycheck and have no interest in making the world a better place. They are self-absorbed and, simply, wait for their shift to be over — so, they can pursue a hobby of their choice.

Trust Fund Babies are born on third base — believing they hit a home run. They are full of arrogance and ignorance, which makes them dangerous. They play not to lose and have no clue how to win. Since they have no idea of how to make anything of value, their favorite tactic is to nickel-and-dime everyone else.

The Good News

Before we examine the lives of Builders, let’s offer hope to the Janitors.

We have been created with freewill — the ability to choose our destiny. At any moment, at any time, we can make a choice to have a different life. The world is what we make of it — if it doesn’t fit we can make alterations.

Able and willing are two, very, different concepts — because, even, though we are able to do something does not guarantee we will be willing.

A mind changed against its will — will be of the same opinion still.

As an eternal optimist, I believe in possibilities. I just don’t believe the odds are very good — that Janitors will choose to become Builders.

Those Who Create

Constructive builders have something to show for their hard work at the end of their days. Every tangible blessing we enjoy has been built by the hands of the industrious. Up before dawn to draft their Blueprints, driven through the day to produce Value, and through the evening they review their Accomplishments.

Creative builders operate in the realm of Intellectual Property. Their goal is to build up People. In the intangible realms of mental, emotional, and spiritual, the creative types bring into existence thoughts never before shared with the World. From those Thoughts, flow Decisions, and Actions for the good of humankind.

Conscientious builders oftentimes can be found at the end of a shovel, or broom. Maybe, because of the hand of fate – or, by design – these individuals are diligent in their high calling — to Serve. They are not servants. They do, however, offer themselves in service for the good of all. Whatever their hands find to do, they proudly do it with their might.

One, Or The Other

In today’s society, many individuals seem to be zombies trudging through their days with an attitude of Fifty Shades of Grey. To them, there is no light or dark — their world is, simply, various shades of dullness.

If distressed jeans are any indication to the mood of the wearer, then, we have many distressed individuals, today. Through the 24/7 propaganda machine of the media, these individuals have become convinced they are powerless to make a decision. So, they float back and forth on the spectrum of choice. Which shade of grey will it be, today?

Yet, they have the ability to make a black and white choice – a decision – for a different ending to their life Story. They can shun the grey pale of drudgery, turn their back against the dark forces, and open their minds to the colorful goodness of heaven on earth.

I Can Hear The Whining

Those happy in their ruts (graves with the ends kicked out) will start their chorus of whining — about what they don’t have, what they can’t do, and how they are the victims of the victorious.

On the other hand, I can hear a few – putting their foot in the throttle – who are determined to wind up the RPMs (until their engines whine), catch some gears, and make progress down a road toward their new destinations. I love the sound of Progress. 🙂

DNA, or DME (Doesn’t Make Excuses)

I’m a Builder. My dad was a Builder. His dad was a Builder. And, his dad escaped from a life of luxury on the East Coast to homestead in Fishtail, Montana. Yes, he was a Builder, too.

So — the question becomes, did my son, Ryan, have no choice but to be a Builder? As the owner of Crosswire, Inc. is it simply a matter of DNA? Maybe, although, I’m more of the belief it’s because of his DME. He doesn’t make excuses — because, Builders don’t.

Builders accept responsibility for each of their decisions. They want to earn Respect.

Janitors, on the other hand, want to be Liked. They have no idea how to earn anything, so they manipulate. In the simplest of terms, they truly are wannabes.

The Secret

Unless we are growing, we are dying — the default condition of the physical realm is decay.

How do we escape?

Start with nothing and build something special.

Too simple for the complexity of our modern world?

There is one powerful concept often ignored by the masses, “Keep It Simple Sweetheart.” — affectionately known as the KISS Principle. Try it, you’ll like it.

By bringing into existence that which was formerly unknown, YOU become a creator. Since we’re made in the image of a Higher Power, a small leap of faith brings us to the realization that the Joy is in the building, the creating, and the serving.

Birds Of A Feather

Have you noticed that Eagles do not cavort with Turkeys? Or, that Bluebirds don’t spend much time visiting with the Pigeons? And, that the Meadowlark has no use for the Prairie Hawk?

So, evidently, it is true, “Birds of a feather flock, together.”

If we choose a life of doing, we escape the Thanksgiving table fate of the Turkey.

In fact, we will soar on wings like Eagles.

Let’s build on that premise!

Able and Willing

We want what we don’t have.
If we have it, we don’t want it.

Granted, there are a few individuals, who purport that they have risen to a higher level of existence, by not wanting anything. They claim to be perfectly happy with nothing.

Making the best of whatever the situation — in which we find ourselves — is different than doing nothing. Those who do nothing are stuck in a rut, regardless of the rationalization for their inactivity. And, you do know the definition of a rut: A grave with the ends kicked out.

Grow In Value

To lead ourselves and others to higher levels of awareness and success, we must grow.

We grow and become of greater value in service only as much as we choose.

Each and every day, each and every decision, our choices are determined by the answers to these two questions:

•  Can I do IT?
•  Is IT worth it?

In other words:

•  Am I Able?
•  Am I Willing?

Am I Able ~

All we do begins with a thought. Change nothing and nothing changes. The easiest thing in the world is to find reasons why something can’t be done, which results in no leadership and no growth. Simply, by believing IT can be done, our minds begin finding ways to achieve.

Am I Willing ~

Where there’s a will, there is a way. Our willingness is governed by two raw emotions — Pain and Pleasure. Given enough pain, our will becomes stronger. Offered enough pleasure, our will finds a way. The beauty of will is that IT resides within our sphere of influence.

A mind changed against its will,
Will be of the same opinion still.

How do we persuade our minds to choose the greater motivator of pleasure?

One way is to tempt it with Riches. The better way is to feed it with Purpose.

Oh, I know, that money trick is a quick-and-dirty way to get our attention. To hold it, though, requires the intrinsic higher rewards, which originate from doing the right thing.

Do It Right

Sometimes, we know what that Right Thing is. Other times, we struggle to DO IT — right. That’s when we remember the Three-E Formula — Enlightenment, Empowerment, and Encouragement.

Enlightenment is the catalyst for believing we can do IT.

Empowerment is the motivation for choosing to do IT.

And, from time to time, our confidence is bolstered by the Encouragement — of family and friends — for us to be Able and Willing.

Better Business Plan

Blueprint For Success

A seasoned carpenter shared this secret to success: “You must begin — and, begin again.”

For the dreamers among us, the question is: “Where do I begin?”

The purpose of this article is to provide the parameters for a quick analysis of an idea to determine its possibility, and probability, of actionable success. As with any legitimate construction project, we build it on paper, first.

This is our blueprint.

Considerations

Owner Compensation
The concept of beginning here is novel for a Business Plan. Yet, this number will keep our attitude right and provide the Retained Earnings for business expansion. Success principle — Begin with the End in Mind.

Debt Service
Unless adequate funds are available for startup, the early years will include a Banker for a partner. The goal is to buy them out quickly to retain their share of profits, which are paid by our business as Interest.

Taxes
Self-employment, Federal income, and State income taxes must be paid timely. Because of severe penalties (plus interest) for non-compliance, governmental entities are terrible sources of financing.

Overhead
This is the delivery system for providing value to the marketplace. It is everything from the storefront brick-and-mortar (or online presence) to all indirect expenses. It is the price we pay to have a Company.

Direct Costs
Each project and customer will want, and need, something different. The flexibility to “Wow!” them requires additional expenditures. For construction projects, this includes Materials.

Productive Units
All of the above is accomplished by understanding the finite number of units available for distribution. For service enterprises, this will be a reservoir of Hours; for a products company, this will be the capacity of the Shop; and, for an inventory business, this will be the Goods.

Guidance

Formulas:

Net Income = (Owner + Banker) / (100% – Tax Rate)
Value to Customers = Net Income + Overhead
Sales Price = Value to Customers + Direct Costs

Example Variables:

Owner Compensation: $80,000 ~ [For the Family, after taxes]
Debt Service: $40,000 ~ [Loans of $200,000, with 5 Year maturity]
Tax Rate: 40% ~ [S/E 15.3%, FD 20%, ST 4.7%]
Overhead: $144,000 ~ [Ads, Insurance, Rent, Utilities, Etc.]

Solution:

(Owner $80,000 + Banker $40,000) / (100% – 40% Tax Rate)
Is same as: $120,000 / .60 = $200,000 Net Income
$200,000 Net Income + $144,000 Overhead = $344,000 Value

For those providing Services to the marketplace, the final step is to divide Productive Units into the Customer Value. Full-time employment is 2,000 hours per year. Entrepreneurs will work much more than that — with only a percentage actually billable to Customers.

If our Startup Enterprise team can be 86% productive (after allowance for duties of internal and external management) each Employee has an annual reservoir of 1,720 billable hours.

$344,000 Value to Customers / 1,720 Hours = $200 per Hour: Price for Value

Those providing Products, or Inventory, for sale to customers, will factor in the Direct Costs. In fact, they will consider the number of meals (if a restaurant), or suits (if a boutique), as their Productive Units and establish their Pricing, accordingly.

Purpose

Now, step apart from the crowd and consider the most important variable of all:

“What is my passion – the one unique thing about me – for which the world waits?”

The rest of the story from our successful builder, quoted at the beginning of this article, “Find something you love to do and do a lot of it.”

If we are able and willing to tap into that passion and grasp the foundational principles of a Blueprint, we are simply minutes away from A Better Business Plan — and, a new beginning!